The Virgin credit card is a brand of credit card that is available in Australia, The UK and South Africa. The card is cheaper than many other credit cards. The Virgin credit card is a no superfluous, low cost card. The card has up to 55 interest free days and the interest is 12.99%. The card does not bear with it any points or airline miles schemes. There is a comprehensive restaurant discount scheme offered. Though the card has no add-ons attached to it there are discount schemes if they are mentioned when it is being sold. The company Virgin Media is a company that specializes in the media and entertainment. The media baron Richard Branson owns the company.
Earlier the participation in this scheme was free of cost but the desire of a restaurant discount card leads to the company charging an annual fee of $20 now. The Virgin credit cards offer low interest rates. The interest rates are lower than most other credit cards provided by the different banks. The credit card charges no annual fee. When the card was devised, the company promised not to charge any fee. There are no points in the holding of the card. Instead, the Virgin Credit card entitles the user to habitual discounts at retailers or restaurants. These are some of the features of the Virgin Credit card. These feature make the card very useful and gives it an advantage above other credit cards. The Virgin credit card is available in many colors and has a beveled edge.